As a Certified Health Reform Specialist, Tim is a keynote speaker on the topic of health reform, with over 30 years of experience.  Wendy has over 25 years experience in underwriting and solution based strategies.

• Certified Underwriter
• Operated an Insurance Company
• Owns Custom Technology Expert
• Legislative Delegate
• Block Underwriting
• Excellent Relationships with Carrier Executives and Underwriters
• Annual Compliance Audit
• Benefit Booklets
• Block of Business (over 400 million)
• Former President of Health Underwriters Association

Anyone can get a quote but what you truly need is innovative solutions

-Tim Owen

It’s rare to have an agent work for you that has the experience of running an insurance company