• Protected: Exchange Specialist

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  • Get Well or Pay More

    Get Well or Pay More

    Is it legal? I’m not an attorney, however, I will tell you this: IT’S THE FUTURE…some call this life-style underwriting, others call it wellness management. The fact of the matter is that many companies are winning big time in implementing these concepts.

  • Don’t Let Employees Choose their Health Plan

    Don’t Let Employees Choose their Health Plan

    Instead, make them earn it. Until we “get a little skin in the game”, we won’t take ownership of costs. In the past, employees selected a plan from 2 or 3 offered by the employer. If they had a surgery or procedure scheduled, they chose the plan that would pay the most toward their claim.

  • Healthy People File Less Claims

    Healthy People File Less Claims

    And this always lowers costs for everyone. We had an employee with a waist size of 42 trim down to a size 33 in just a year. Their chronic back pain and medication was eliminated. They felt better, their presenteeism was more productive and absenteeism was less.